This class will familiarize participants with the components of credit reports and the factors that impact credit scores. They will receive practical tips to improve their credit scores through responsible financial practices. There will be a discussion of credit score facts and myths to reinforce key concepts. The class will include clear strategies and practical tips for building a positive credit history and maintaining financial health. The class will also explain participants’ rights as a consumer and what they can do to correct errors that may negatively affect their credit rating.